Terms of Service

Last Updated: November 2025

Owner: michaelpatrickmccoy.com (“we”, “us”, “our”)

Location: Merrimac, Massachusetts, USA

1. Acceptance of Terms

By accessing or using this website, including any free or paid training, consultations, blog content, labs, newsletters, or user accounts (“Services”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the website or Services.

2. Eligibility

You must be at least 18 years old to use the Services or make purchases. By using the Services, you represent that you meet this requirement.

3. Accounts and User Responsibilities

Certain features—including free content, paid courses, labs, newsletters, and consultations—require a registered account.

By creating an account, you agree to:

  • Provide accurate, complete information (name and email).
  • Maintain the confidentiality of your login credentials.
  • Be responsible for all activity that occurs under your account.

We may suspend or terminate your account if we suspect any violation of these Terms.

4. Payment and Billing

Certain Services, including paid training and consultation calls, require payment through Stripe, our third-party payment processor.

By making a purchase, you agree to:

  • Provide accurate payment information.
  • Authorize Stripe to process and store your payment details.
  • Comply with Stripe’s terms relating to payment processing.

All pricing is listed in U.S. dollars unless otherwise stated.

5. Refund Policy

Unless explicitly stated otherwise:

  • Consultation calls are non-refundable once scheduled.
  • Digital training and content are generally non-refundable due to instant access.
  • Refunds may be granted on a case-by-case basis at our discretion.

If issued, refunds are processed via Stripe to the original payment method.

6. Use of Content

All materials—including training videos, lessons, labs, downloads, and graphics—are owned by michaelpatrickmccoy.com and protected by copyright.

You may not:

  • Copy, modify, or redistribute any content.
  • Share your login or allow multiple users access through one account.
  • Resell or sublicense training or materials.

7. User-Generated Data and Activity Tracking

We collect data related to your activity within the platform, including:

  • Lessons viewed
  • Course progress
  • Training content interactions

This data is used to improve your learning experience. We do not store payment information; Stripe handles all payment details.

8. External Labs and Third-Party Tools

Some training includes labs or exercises that run externally on third-party platforms. We are not responsible for:

  • Availability or reliability of external environments
  • Any associated costs
  • Loss of data or issues caused by third-party tools

9. Prohibited Activities

You agree not to:

  • Bypass access controls or share paid content.
  • Interfere with the website’s operation or security.
  • Use bots or automated tools to scrape content.
  • Upload malware or engage in unauthorized testing.
  • Misrepresent your identity.

10. Intellectual Property

All branding, trademarks, and materials are owned by michaelpatrickmccoy.com. You receive a limited, non-transferable license for personal learning only.

11. Disclaimer of Warranties

All Services are provided “as is” and “as available.” We make no guarantees regarding accuracy, uninterrupted service, or expected results.

12. Limitation of Liability

To the fullest extent permitted by law, we are not liable for:

  • Loss of data
  • Business interruption
  • Financial or commercial damages
  • Issues arising from third-party platforms
  • Errors or delays in content delivery

13. Indemnification

You agree to indemnify and hold harmless michaelpatrickmccoy.com from claims, losses, damages, and liabilities resulting from your use of the website or violation of these Terms.

14. Modifications to the Services

We may modify or update any aspect of the website or Services at any time without notice.

15. Changes to Terms

These Terms may be updated periodically. Your continued use of the site constitutes acceptance of any changes.

16. Governing Law

These Terms are governed by the laws of the Commonwealth of Massachusetts. All disputes must be resolved in Massachusetts courts.

17. Contact Information

For any questions regarding these Terms, contact:
Email: michael@michaelpatrickmccoy.com
Website: michaelpatrickmccoy.com